Call reports 2002
PEOPLES BANK & TRUST COMPANY — 2002
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 55,185,000 | 54,704,000 | 56,646,000 | 57,125,000 |
| Total loans | 23,224,000 | 23,337,000 | 24,370,000 | 24,227,000 |
| Allowance for loan losses | 308,000 | 316,000 | 314,000 | 311,000 |
| Securities available for sale | 23,174,000 | 24,518,000 | 25,003,000 | 24,774,000 |
| Securities held to maturity | 1,931,000 | 1,880,000 | 1,796,000 | 1,750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,949,000 | 47,278,000 | 48,828,000 | 49,357,000 |
| Interest-bearing deposits | 38,969,000 | 38,524,000 | 39,103,000 | 39,906,000 |
| Noninterest-bearing deposits | 8,980,000 | 8,754,000 | 9,725,000 | 9,451,000 |
| Equity capital | 5,599,000 | 5,799,000 | 6,161,000 | 6,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 818,000 | 1,618,000 | 2,407,000 | 3,175,000 |
| Interest expense | 256,000 | 486,000 | 702,000 | 907,000 |
| Net interest income | 562,000 | 1,132,000 | 1,705,000 | 2,268,000 |
| Noninterest income | 85,000 | 166,000 | 251,000 | 343,000 |
| Noninterest expense | 454,000 | 885,000 | 1,331,000 | 1,848,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 184,000 | 395,000 | 598,000 | 727,000 |
| Income tax | 46,000 | 91,000 | 138,000 | 166,000 |
| Net income | 138,000 | 304,000 | 460,000 | 561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,232,000 | 5,251,000 | 5,407,000 | 5,349,000 |
| Total capital | 5,540,000 | 5,567,000 | 5,721,000 | 5,660,000 |
| Risk-weighted assets | 34,193,000 | 36,330,000 | 36,735,000 | 37,150,000 |