Call reports 2001
PEOPLES BANK & TRUST COMPANY — 2001
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 52,474,000 | 53,737,000 | 54,487,000 | 54,570,000 |
| Total loans | 23,626,000 | 24,337,000 | 24,422,000 | 24,591,000 |
| Allowance for loan losses | 291,000 | 298,000 | 296,000 | 306,000 |
| Securities available for sale | 19,979,000 | 21,545,000 | 22,538,000 | 23,692,000 |
| Securities held to maturity | 2,599,000 | 2,490,000 | 2,420,000 | 2,248,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,516,000 | 46,686,000 | 47,109,000 | 46,987,000 |
| Interest-bearing deposits | 37,329,000 | 38,312,000 | 38,029,000 | 38,433,000 |
| Noninterest-bearing deposits | 8,187,000 | 8,374,000 | 9,080,000 | 8,554,000 |
| Equity capital | 5,302,000 | 5,390,000 | 5,687,000 | 5,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 865,000 | 1,757,000 | 2,638,000 | 3,505,000 |
| Interest expense | 381,000 | 758,000 | 1,118,000 | 1,425,000 |
| Net interest income | 484,000 | 999,000 | 1,520,000 | 2,080,000 |
| Noninterest income | 118,000 | 213,000 | 315,000 | 409,000 |
| Noninterest expense | 449,000 | 898,000 | 1,351,000 | 1,815,000 |
| Provision for loan losses | 6,000 | 15,000 | 24,000 | 36,000 |
| Pretax income | 146,000 | 298,000 | 459,000 | 637,000 |
| Income tax | 40,000 | 77,000 | 123,000 | 137,000 |
| Net income | 106,000 | 221,000 | 336,000 | 500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,041,000 | 4,991,000 | 5,108,000 | 5,194,000 |
| Total capital | 5,332,000 | 5,289,000 | 5,404,000 | 5,500,000 |
| Risk-weighted assets | 27,010,000 | 33,381,000 | 33,812,000 | 33,750,000 |