Call reports 2021
JEFFERSON BANK AND TRUST COMPANY — 2021
What JEFFERSON BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 701,534,000 | 697,147,000 | 668,257,000 | 718,323,000 |
| Total loans | 493,129,000 | 483,005,000 | 447,867,000 | 423,986,000 |
| Allowance for loan losses | 6,746,000 | 5,541,000 | 5,691,000 | 5,387,000 |
| Securities available for sale | 118,019,000 | 117,936,000 | 131,651,000 | 161,696,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 541,863,000 | 546,057,000 | 511,559,000 | 560,354,000 |
| Interest-bearing deposits | 441,096,000 | 441,920,000 | 417,348,000 | 463,921,000 |
| Noninterest-bearing deposits | 100,767,000 | 104,137,000 | 94,211,000 | 96,433,000 |
| Equity capital | 77,280,000 | 74,947,000 | 75,798,000 | 78,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,629,000 | 11,228,000 | 16,900,000 | 22,101,000 |
| Interest expense | 1,031,000 | 1,941,000 | 2,685,000 | 3,362,000 |
| Net interest income | 4,598,000 | 9,287,000 | 14,215,000 | 18,739,000 |
| Noninterest income | 218,000 | 453,000 | 691,000 | 921,000 |
| Noninterest expense | 2,555,000 | 5,122,000 | 7,663,000 | 10,131,000 |
| Provision for loan losses | 450,000 | 4,150,000 | 4,300,000 | 2,000,000 |
| Pretax income | 1,870,000 | 527,000 | 3,000,000 | 7,586,000 |
| Income tax | 405,000 | 35,000 | 577,000 | 1,611,000 |
| Net income | 1,465,000 | 492,000 | 2,423,000 | 5,975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,119,000 | 74,047,000 | 75,245,000 | 79,255,000 |
| Total capital | 82,865,000 | 79,588,000 | 80,936,000 | 84,642,000 |
| Risk-weighted assets | 572,631,000 | 558,709,000 | 548,887,000 | 543,781,000 |