Call reports 2020
JEFFERSON BANK AND TRUST COMPANY — 2020
What JEFFERSON BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 628,104,000 | 682,560,000 | 697,466,000 | 686,706,000 |
| Total loans | 454,307,000 | 505,654,000 | 529,789,000 | 504,764,000 |
| Allowance for loan losses | 5,761,000 | 5,952,000 | 6,093,000 | 9,325,000 |
| Securities available for sale | 137,420,000 | 134,225,000 | 127,501,000 | 120,599,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 497,076,000 | 534,331,000 | 532,024,000 | 524,514,000 |
| Interest-bearing deposits | 477,487,000 | 506,455,000 | 507,938,000 | 434,229,000 |
| Noninterest-bearing deposits | 19,589,000 | 27,876,000 | 24,086,000 | 90,285,000 |
| Equity capital | 75,946,000 | 77,676,000 | 78,245,000 | 76,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,788,000 | 12,478,000 | 18,533,000 | 24,590,000 |
| Interest expense | 1,660,000 | 3,128,000 | 4,548,000 | 5,781,000 |
| Net interest income | 4,128,000 | 9,350,000 | 13,985,000 | 18,809,000 |
| Noninterest income | 222,000 | 431,000 | 665,000 | 885,000 |
| Noninterest expense | 2,506,000 | 4,985,000 | 7,490,000 | 9,985,000 |
| Provision for loan losses | 0 | 200,000 | 350,000 | 3,500,000 |
| Pretax income | 1,919,000 | 4,671,000 | 7,023,000 | 6,422,000 |
| Income tax | 419,000 | 1,037,000 | 1,571,000 | 1,382,000 |
| Net income | 1,500,000 | 3,634,000 | 5,452,000 | 5,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,543,000 | 75,392,000 | 76,139,000 | 74,676,000 |
| Total capital | 80,304,000 | 81,344,000 | 82,232,000 | 81,872,000 |
| Risk-weighted assets | 570,179,000 | 577,735,000 | 590,041,000 | 573,564,000 |