Call reports 2019
JEFFERSON BANK AND TRUST COMPANY — 2019
What JEFFERSON BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 615,096,000 | 633,432,000 | 619,358,000 | 617,545,000 |
| Total loans | 439,902,000 | 456,081,000 | 454,427,000 | 450,856,000 |
| Allowance for loan losses | 5,642,000 | 5,632,000 | 5,710,000 | 5,762,000 |
| Securities available for sale | 136,172,000 | 136,106,000 | 129,285,000 | 123,731,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 457,439,000 | 480,743,000 | 482,446,000 | 493,811,000 |
| Interest-bearing deposits | 436,528,000 | 461,446,000 | 460,908,000 | 472,211,000 |
| Noninterest-bearing deposits | 20,911,000 | 19,297,000 | 21,538,000 | 21,600,000 |
| Equity capital | 72,226,000 | 73,955,000 | 73,363,000 | 74,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,893,000 | 12,097,000 | 18,149,000 | 24,269,000 |
| Interest expense | 1,563,000 | 3,324,000 | 5,031,000 | 6,721,000 |
| Net interest income | 4,330,000 | 8,773,000 | 13,118,000 | 17,548,000 |
| Noninterest income | 221,000 | 365,000 | 588,000 | 805,000 |
| Noninterest expense | 2,374,000 | 4,804,000 | 7,240,000 | 9,668,000 |
| Provision for loan losses | 0 | 15,000 | 90,000 | 140,000 |
| Pretax income | 2,177,000 | 4,319,000 | 6,376,000 | 8,571,000 |
| Income tax | 530,000 | 1,018,000 | 1,501,000 | 1,800,000 |
| Net income | 1,647,000 | 3,301,000 | 4,875,000 | 6,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,033,000 | 73,927,000 | 73,058,000 | 74,105,000 |
| Total capital | 78,675,000 | 79,559,000 | 78,768,000 | 79,867,000 |
| Risk-weighted assets | 565,331,000 | 572,891,000 | 567,391,000 | 553,683,000 |