Call reports 2018
JEFFERSON BANK AND TRUST COMPANY — 2018
What JEFFERSON BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 613,300,000 | 613,723,000 | 625,116,000 | 619,880,000 |
| Total loans | 428,249,000 | 433,559,000 | 442,164,000 | 438,620,000 |
| Allowance for loan losses | 5,517,000 | 5,596,000 | 5,898,000 | 5,630,000 |
| Securities available for sale | 146,815,000 | 146,271,000 | 145,844,000 | 144,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 444,699,000 | 466,223,000 | 479,103,000 | 473,701,000 |
| Interest-bearing deposits | 427,826,000 | 447,913,000 | 458,884,000 | 450,985,000 |
| Noninterest-bearing deposits | 16,873,000 | 18,310,000 | 20,219,000 | 22,716,000 |
| Equity capital | 67,412,000 | 68,050,000 | 68,913,000 | 70,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,116,000 | 10,494,000 | 16,120,000 | 21,927,000 |
| Interest expense | 1,035,000 | 2,227,000 | 3,533,000 | 4,948,000 |
| Net interest income | 4,081,000 | 8,267,000 | 12,587,000 | 16,979,000 |
| Noninterest income | 244,000 | 382,000 | 638,000 | 692,000 |
| Noninterest expense | 2,446,000 | 4,915,000 | 7,413,000 | 9,880,000 |
| Provision for loan losses | 85,000 | 160,000 | 160,000 | -102,000 |
| Pretax income | 1,794,000 | 3,574,000 | 5,652,000 | 7,893,000 |
| Income tax | 423,000 | 845,000 | 1,341,000 | 1,884,000 |
| Net income | 1,371,000 | 2,729,000 | 4,311,000 | 6,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,411,000 | 70,174,000 | 71,076,000 | 72,095,000 |
| Total capital | 74,928,000 | 75,770,000 | 76,974,000 | 77,725,000 |
| Risk-weighted assets | 564,908,000 | 568,268,000 | 578,881,000 | 571,647,000 |