Call reports 2017
JEFFERSON BANK AND TRUST COMPANY — 2017
What JEFFERSON BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 591,120,000 | 603,245,000 | 603,029,000 | 610,836,000 |
| Total loans | 407,472,000 | 422,324,000 | 420,070,000 | 421,222,000 |
| Allowance for loan losses | 5,573,000 | 5,685,000 | 5,737,000 | 5,390,000 |
| Securities available for sale | 142,812,000 | 143,320,000 | 144,065,000 | 148,679,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 439,286,000 | 440,676,000 | 432,131,000 | 444,416,000 |
| Interest-bearing deposits | 420,666,000 | 421,264,000 | 412,396,000 | 422,045,000 |
| Noninterest-bearing deposits | 18,620,000 | 19,412,000 | 19,735,000 | 22,371,000 |
| Equity capital | 69,241,000 | 70,396,000 | 71,003,000 | 67,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,601,000 | 9,360,000 | 14,285,000 | 19,259,000 |
| Interest expense | 684,000 | 1,456,000 | 2,338,000 | 3,251,000 |
| Net interest income | 3,917,000 | 7,904,000 | 11,947,000 | 16,008,000 |
| Noninterest income | 242,000 | 504,000 | 752,000 | 975,000 |
| Noninterest expense | 2,302,000 | 4,639,000 | 7,067,000 | 9,515,000 |
| Provision for loan losses | 75,000 | 150,000 | 200,000 | -300,000 |
| Pretax income | 1,782,000 | 3,619,000 | 5,432,000 | 7,768,000 |
| Income tax | 601,000 | 1,217,000 | 1,817,000 | 3,060,000 |
| Net income | 1,181,000 | 2,402,000 | 3,615,000 | 4,708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,690,000 | 69,351,000 | 70,005,000 | 68,249,000 |
| Total capital | 74,263,000 | 75,036,000 | 75,742,000 | 73,639,000 |
| Risk-weighted assets | 535,487,000 | 550,623,000 | 551,878,000 | 555,311,000 |