Call reports 2002
JEFFERSON BANK AND TRUST COMPANY — 2002
What JEFFERSON BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 592,618,000 | 611,132,000 | 615,475,000 | 614,043,000 |
| Total loans | 457,763,000 | 472,164,000 | 474,806,000 | 466,428,000 |
| Allowance for loan losses | 5,401,000 | 5,554,000 | 5,702,000 | 6,861,000 |
| Securities available for sale | 90,451,000 | 87,882,000 | 93,201,000 | 117,204,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 441,084,000 | 464,151,000 | 469,837,000 | 458,624,000 |
| Interest-bearing deposits | 381,139,000 | 394,433,000 | 405,400,000 | 392,993,000 |
| Noninterest-bearing deposits | 59,945,000 | 69,718,000 | 64,437,000 | 65,631,000 |
| Equity capital | 54,286,000 | 56,038,000 | 57,477,000 | 56,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 9,060,000 | 18,096,000 | 27,179,000 | 35,824,000 |
| Interest expense | 4,625,000 | 9,129,000 | 13,659,000 | 17,987,000 |
| Net interest income | 4,435,000 | 8,967,000 | 13,520,000 | 17,837,000 |
| Noninterest income | 372,000 | 704,000 | 1,123,000 | 1,616,000 |
| Noninterest expense | 1,959,000 | 3,965,000 | 6,244,000 | 8,729,000 |
| Provision for loan losses | 585,000 | 735,000 | 885,000 | 3,285,000 |
| Pretax income | 2,263,000 | 4,971,000 | 7,514,000 | 7,439,000 |
| Income tax | 844,000 | 1,847,000 | 2,775,000 | 2,515,000 |
| Net income | 1,419,000 | 3,124,000 | 4,739,000 | 4,924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,691,000 | 54,789,000 | 55,794,000 | 55,370,000 |
| Total capital | 59,092,000 | 60,343,000 | 61,496,000 | 61,741,000 |
| Risk-weighted assets | 491,966,000 | 506,606,000 | 512,652,000 | 509,201,000 |