Call reports 2001
JEFFERSON BANK AND TRUST COMPANY — 2001
What JEFFERSON BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 606,144,000 | 603,094,000 | 610,318,000 | 617,309,000 |
| Total loans | 461,166,000 | 461,751,000 | 462,746,000 | 468,927,000 |
| Allowance for loan losses | 5,041,000 | 5,212,000 | 5,332,000 | 4,990,000 |
| Securities available for sale | 84,946,000 | 91,297,000 | 98,968,000 | 98,768,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 464,697,000 | 456,999,000 | 460,878,000 | 466,423,000 |
| Interest-bearing deposits | 403,618,000 | 404,237,000 | 399,887,000 | 398,595,000 |
| Noninterest-bearing deposits | 61,079,000 | 52,762,000 | 60,991,000 | 67,828,000 |
| Equity capital | 50,488,000 | 51,670,000 | 53,515,000 | 54,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 11,241,000 | 21,954,000 | 32,308,000 | 41,982,000 |
| Interest expense | 6,643,000 | 13,048,000 | 18,936,000 | 24,145,000 |
| Net interest income | 4,598,000 | 8,906,000 | 13,372,000 | 17,837,000 |
| Noninterest income | 249,000 | 552,000 | 900,000 | 1,262,000 |
| Noninterest expense | 1,907,000 | 3,827,000 | 5,832,000 | 7,934,000 |
| Provision for loan losses | 150,000 | 250,000 | 370,000 | 545,000 |
| Pretax income | 2,790,000 | 5,381,000 | 8,070,000 | 10,620,000 |
| Income tax | 967,000 | 1,875,000 | 2,851,000 | 3,811,000 |
| Net income | 1,823,000 | 3,506,000 | 5,219,000 | 6,809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,722,000 | 50,796,000 | 51,901,000 | 52,882,000 |
| Total capital | 54,763,000 | 56,008,000 | 57,233,000 | 57,872,000 |
| Risk-weighted assets | 488,952,000 | 493,182,000 | 495,470,000 | 498,553,000 |