Call report 2025Q4
NORTH CAMBRIDGE CO-OPERATIVE BANK — 2025Q4
The 22 measures NORTH CAMBRIDGE CO-OPERATIVE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 88,121,000 | USD | evidence → |
| Total loans | 47,005,000 | USD | evidence → |
| Allowance for loan losses | 458,000 | USD | evidence → |
| Securities available for sale | 11,905,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 61,346,000 | USD | evidence → |
| Interest-bearing deposits | 55,245,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,101,000 | USD | evidence → |
| Equity capital | 25,202,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,253,000 | USD | evidence → |
| Interest expense | 844,000 | USD | evidence → |
| Net interest income | 2,409,000 | USD | evidence → |
| Noninterest income | 23,000 | USD | evidence → |
| Noninterest expense | 2,520,000 | USD | evidence → |
| Provision for loan losses | -89,000 | USD | evidence → |
| Pretax income | 815,000 | USD | evidence → |
| Income tax | 203,000 | USD | evidence → |
| Net income | 612,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,677,000 | USD | evidence → |
| Total capital | 24,140,000 | USD | evidence → |
| Risk-weighted assets | 37,105,000 | USD | evidence → |