Call report 2023Q4
NORTH CAMBRIDGE CO-OPERATIVE BANK — 2023Q4
The 22 measures NORTH CAMBRIDGE CO-OPERATIVE BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 84,611,000 | USD | evidence → |
| Total loans | 51,260,000 | USD | evidence → |
| Allowance for loan losses | 632,000 | USD | evidence → |
| Securities available for sale | 15,226,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 61,223,000 | USD | evidence → |
| Interest-bearing deposits | 58,825,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,398,000 | USD | evidence → |
| Equity capital | 22,735,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,338,000 | USD | evidence → |
| Interest expense | 478,000 | USD | evidence → |
| Net interest income | 2,860,000 | USD | evidence → |
| Noninterest income | 33,000 | USD | evidence → |
| Noninterest expense | 2,146,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 790,000 | USD | evidence → |
| Income tax | 181,000 | USD | evidence → |
| Net income | 609,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,419,000 | USD | evidence → |
| Total capital | 22,896,000 | USD | evidence → |
| Risk-weighted assets | 38,028,000 | USD | evidence → |