Call report 2022Q4
NORTH CAMBRIDGE CO-OPERATIVE BANK — 2022Q4
The 22 measures NORTH CAMBRIDGE CO-OPERATIVE BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 88,912,000 | USD | evidence → |
| Total loans | 52,433,000 | USD | evidence → |
| Allowance for loan losses | 582,000 | USD | evidence → |
| Securities available for sale | 16,028,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 66,372,000 | USD | evidence → |
| Interest-bearing deposits | 63,100,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,272,000 | USD | evidence → |
| Equity capital | 21,965,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,523,000 | USD | evidence → |
| Interest expense | 191,000 | USD | evidence → |
| Net interest income | 2,332,000 | USD | evidence → |
| Noninterest income | 26,000 | USD | evidence → |
| Noninterest expense | 2,017,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 57,000 | USD | evidence → |
| Income tax | 17,000 | USD | evidence → |
| Net income | 40,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,853,000 | USD | evidence → |
| Total capital | 22,331,000 | USD | evidence → |
| Risk-weighted assets | 38,143,000 | USD | evidence → |