Call reports 2009

NORTH CAMBRIDGE CO-OPERATIVE BANK — 2009

Name: NORTH CAMBRIDGE CO-OPERATIVE BANK — FFIEC call report 2009
Creator: NORTH CAMBRIDGE CO-OPERATIVE BANK

What NORTH CAMBRIDGE CO-OPERATIVE BANK reported to the FFIEC in 2009, quarter by quarter.

PERIOD: 2009SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/ca9e26ea-88e4-4ce9-b0ae-13212147a984/2009

Balance sheet

What the bank holds and owes at quarter end

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Total assets	88,725,000	89,372,000	89,267,000	89,327,000
Total loans	38,739,000	39,301,000	40,894,000	42,673,000
Allowance for loan losses	582,000	582,000	582,000	582,000
Securities available for sale	25,826,000	27,811,000	27,199,000	26,469,000
Securities held to maturity	13,281,000	11,019,000	9,010,000	9,007,000
Trading assets	0	0	0	0
Total deposits	71,418,000	71,964,000	71,579,000	71,741,000
Interest-bearing deposits	69,655,000	69,230,000	70,744,000	70,410,000
Noninterest-bearing deposits	1,763,000	2,734,000	835,000	1,331,000
Equity capital	17,063,000	17,097,000	17,325,000	17,341,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Interest income	862,000	1,704,000	2,510,000	3,336,000
Interest expense	443,000	845,000	1,212,000	1,526,000
Net interest income	419,000	859,000	1,298,000	1,810,000
Noninterest income	8,000	15,000	22,000	32,000
Noninterest expense	389,000	796,000	1,186,000	1,598,000
Provision for loan losses	0	0	0	0
Pretax income	38,000	78,000	134,000	244,000
Income tax	18,000	34,000	61,000	84,000
Net income	20,000	44,000	73,000	160,000

Basel measures — not reported for every quarter

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Tier 1 capital	16,614,000	16,704,000	16,829,000	16,916,000
Total capital	17,196,000	17,286,000	17,484,000	17,556,000
Risk-weighted assets	56,060,000	57,402,000	58,951,000	58,985,000