Call reports 2003

NORTH CAMBRIDGE CO-OPERATIVE BANK — 2003

Name: NORTH CAMBRIDGE CO-OPERATIVE BANK — FFIEC call report 2003
Creator: NORTH CAMBRIDGE CO-OPERATIVE BANK

What NORTH CAMBRIDGE CO-OPERATIVE BANK reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/ca9e26ea-88e4-4ce9-b0ae-13212147a984/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	89,904,000	89,210,000	89,154,000	87,934,000
Total loans	41,442,000	43,578,000	42,383,000	42,668,000
Allowance for loan losses	582,000	582,000	582,000	582,000
Securities available for sale	29,702,000	28,454,000	28,282,000	28,435,000
Securities held to maturity	3,037,000	4,036,000	4,031,000	4,027,000
Trading assets	0	0	0	0
Total deposits	73,557,000	72,419,000	72,349,000	71,056,000
Interest-bearing deposits	71,715,000	70,472,000	70,280,000	69,640,000
Noninterest-bearing deposits	1,842,000	1,947,000	2,069,000	1,416,000
Equity capital	15,140,000	15,458,000	15,522,000	15,740,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	1,025,000	2,039,000	3,017,000	3,951,000
Interest expense	457,000	885,000	1,288,000	1,672,000
Net interest income	568,000	1,154,000	1,729,000	2,279,000
Noninterest income	9,000	25,000	38,000	53,000
Noninterest expense	332,000	670,000	1,001,000	1,342,000
Provision for loan losses	0	0	0	0
Pretax income	245,000	509,000	766,000	990,000
Income tax	92,000	192,000	277,000	373,000
Net income	153,000	317,000	489,000	617,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	13,613,000	13,777,000	13,949,000	14,077,000
Total capital	14,904,000	15,183,000	15,375,000	15,605,000
Risk-weighted assets	45,122,000	46,381,000	46,494,000	45,374,000