Call reports 2002

NORTH CAMBRIDGE CO-OPERATIVE BANK — 2002

Name: NORTH CAMBRIDGE CO-OPERATIVE BANK — FFIEC call report 2002
Creator: NORTH CAMBRIDGE CO-OPERATIVE BANK

What NORTH CAMBRIDGE CO-OPERATIVE BANK reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/ca9e26ea-88e4-4ce9-b0ae-13212147a984/2002

Balance sheet

What the bank holds and owes at quarter end

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Total assets	85,445,000	85,283,000	87,737,000	89,649,000
Total loans	39,073,000	40,399,000	41,810,000	42,109,000
Allowance for loan losses	582,000	582,000	582,000	582,000
Securities available for sale	29,124,000	28,509,000	28,622,000	28,780,000
Securities held to maturity	2,011,000	4,055,000	4,050,000	4,045,000
Trading assets	0	0	0	0
Total deposits	70,220,000	69,572,000	71,765,000	73,312,000
Interest-bearing deposits	67,389,000	67,360,000	69,714,000	71,019,000
Noninterest-bearing deposits	2,831,000	2,212,000	2,051,000	2,293,000
Equity capital	14,037,000	14,396,000	14,645,000	15,039,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Interest income	1,084,000	2,158,000	3,249,000	4,318,000
Interest expense	604,000	1,178,000	1,728,000	2,229,000
Net interest income	480,000	980,000	1,521,000	2,089,000
Noninterest income	8,000	17,000	25,000	58,000
Noninterest expense	310,000	610,000	908,000	1,118,000
Provision for loan losses	0	0	0	0
Pretax income	178,000	387,000	638,000	1,029,000
Income tax	58,000	131,000	220,000	314,000
Net income	120,000	256,000	418,000	715,000

Basel measures — not reported for every quarter

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Tier 1 capital	12,865,000	13,001,000	13,163,000	13,460,000
Total capital	14,315,000	14,445,000	14,439,000	14,826,000
Risk-weighted assets	44,225,000	44,792,000	44,809,000	45,374,000