Call reports 2010
FIRST SECURITY BANK LAKE BENTON — 2010
What FIRST SECURITY BANK LAKE BENTON reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 20,700,000 | 20,557,000 | 21,845,000 | 23,729,000 |
| Total loans | 12,290,000 | 12,236,000 | 11,746,000 | 11,347,000 |
| Allowance for loan losses | 306,000 | 290,000 | 309,000 | 306,000 |
| Securities available for sale | 2,125,000 | 4,779,000 | 4,851,000 | 7,134,000 |
| Securities held to maturity | 2,910,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,449,000 | 18,313,000 | 19,309,000 | 21,166,000 |
| Interest-bearing deposits | 13,721,000 | 14,082,000 | 14,631,000 | 15,807,000 |
| Noninterest-bearing deposits | 4,728,000 | 4,231,000 | 4,679,000 | 5,359,000 |
| Equity capital | 1,924,000 | 2,178,000 | 2,462,000 | 2,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 321,000 | 621,000 | 922,000 | 1,205,000 |
| Interest expense | 42,000 | 80,000 | 117,000 | 148,000 |
| Net interest income | 279,000 | 541,000 | 805,000 | 1,057,000 |
| Noninterest income | 9,000 | 30,000 | 47,000 | 74,000 |
| Noninterest expense | 178,000 | 365,000 | 539,000 | 766,000 |
| Provision for loan losses | 20,000 | 45,000 | 60,000 | 60,000 |
| Pretax income | 110,000 | 112,000 | 226,000 | 350,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 110,000 | 112,000 | 226,000 | 350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,201,000 | 2,204,000 | 2,318,000 | 2,442,000 |
| Total capital | 2,396,000 | 2,394,000 | 2,505,000 | 2,627,000 |
| Risk-weighted assets | 15,572,000 | 15,124,000 | 14,819,000 | 14,646,000 |