Call reports 2009
FIRST SECURITY BANK LAKE BENTON — 2009
What FIRST SECURITY BANK LAKE BENTON reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 25,225,000 | 26,227,000 | 23,933,000 | 23,307,000 |
| Total loans | 14,000,000 | 13,937,000 | 13,133,000 | 12,897,000 |
| Allowance for loan losses | 193,000 | 257,000 | 276,000 | 284,000 |
| Securities available for sale | 4,247,000 | 3,588,000 | 2,788,000 | 2,532,000 |
| Securities held to maturity | 2,156,000 | 2,614,000 | 2,873,000 | 3,047,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,356,000 | 24,115,000 | 22,278,000 | 20,411,000 |
| Interest-bearing deposits | 17,573,000 | 19,859,000 | 17,700,000 | 15,082,000 |
| Noninterest-bearing deposits | 5,783,000 | 4,256,000 | 4,578,000 | 5,329,000 |
| Equity capital | 1,762,000 | 2,002,000 | 1,419,000 | 1,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 375,000 | 749,000 | 1,116,000 | 1,462,000 |
| Interest expense | 77,000 | 151,000 | 225,000 | 286,000 |
| Net interest income | 298,000 | 598,000 | 891,000 | 1,176,000 |
| Noninterest income | 35,000 | 58,000 | 86,000 | 144,000 |
| Noninterest expense | 165,000 | 345,000 | 509,000 | 701,000 |
| Provision for loan losses | 147,000 | 172,000 | 192,000 | 202,000 |
| Pretax income | 47,000 | 220,000 | 167,000 | 246,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 47,000 | 220,000 | 167,000 | 246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,904,000 | 2,066,000 | 2,012,000 | 2,092,000 |
| Total capital | 2,097,000 | 2,300,000 | 2,235,000 | 2,309,000 |
| Risk-weighted assets | 18,957,000 | 19,361,000 | 18,173,000 | 17,613,000 |