Call reports 2008
FIRST SECURITY BANK LAKE BENTON — 2008
What FIRST SECURITY BANK LAKE BENTON reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 25,134,000 | 26,726,000 | 24,923,000 | 24,778,000 |
| Total loans | 13,884,000 | 14,115,000 | 13,891,000 | 13,948,000 |
| Allowance for loan losses | 213,000 | 219,000 | 149,000 | 221,000 |
| Securities available for sale | 3,911,000 | 4,216,000 | 4,642,000 | 4,162,000 |
| Securities held to maturity | 400,000 | 340,000 | 340,000 | 1,612,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,960,000 | 24,490,000 | 23,105,000 | 22,770,000 |
| Interest-bearing deposits | 18,645,000 | 19,837,000 | 18,492,000 | 17,089,000 |
| Noninterest-bearing deposits | 4,315,000 | 4,653,000 | 4,613,000 | 5,681,000 |
| Equity capital | 2,059,000 | 2,096,000 | 1,688,000 | 1,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 357,000 | 708,000 | 1,085,000 | 1,476,000 |
| Interest expense | 142,000 | 251,000 | 358,000 | 455,000 |
| Net interest income | 215,000 | 457,000 | 727,000 | 1,021,000 |
| Noninterest income | 21,000 | 42,000 | 68,000 | 100,000 |
| Noninterest expense | 136,000 | 272,000 | 417,000 | 568,000 |
| Provision for loan losses | 0 | 123,000 | 126,000 | 183,000 |
| Pretax income | 100,000 | 104,000 | 252,000 | 335,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 100,000 | 104,000 | 252,000 | 335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,748,000 | 1,712,000 | 1,860,000 | 1,886,000 |
| Total capital | 1,950,000 | 1,920,000 | 2,009,000 | 2,107,000 |
| Risk-weighted assets | 16,181,000 | 16,612,000 | 17,139,000 | 18,079,000 |