Call reports 2007
FIRST SECURITY BANK LAKE BENTON — 2007
What FIRST SECURITY BANK LAKE BENTON reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 23,034,000 | 23,405,000 | 22,913,000 | 23,368,000 |
| Total loans | 13,408,000 | 14,040,000 | 13,851,000 | 14,226,000 |
| Allowance for loan losses | 164,000 | 185,000 | 185,000 | 213,000 |
| Securities available for sale | 3,279,000 | 3,240,000 | 3,225,000 | 3,214,000 |
| Securities held to maturity | 445,000 | 430,000 | 430,000 | 430,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,465,000 | 20,706,000 | 20,100,000 | 20,472,000 |
| Interest-bearing deposits | 16,766,000 | 16,847,000 | 15,788,000 | 15,599,000 |
| Noninterest-bearing deposits | 3,699,000 | 3,859,000 | 4,312,000 | 4,873,000 |
| Equity capital | 1,455,000 | 1,541,000 | 1,633,000 | 1,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 319,000 | 695,000 | 1,070,000 | 1,441,000 |
| Interest expense | 131,000 | 293,000 | 460,000 | 620,000 |
| Net interest income | 188,000 | 402,000 | 610,000 | 821,000 |
| Noninterest income | 19,000 | 65,000 | 110,000 | 135,000 |
| Noninterest expense | 152,000 | 291,000 | 450,000 | 577,000 |
| Provision for loan losses | 186,000 | 207,000 | 219,000 | 250,000 |
| Pretax income | -131,000 | -31,000 | 51,000 | 129,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -131,000 | -31,000 | 51,000 | 129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,434,000 | 1,534,000 | 1,615,000 | 1,678,000 |
| Total capital | 1,598,000 | 1,719,000 | 1,800,000 | 1,879,000 |
| Risk-weighted assets | 15,359,000 | 15,892,000 | 15,718,000 | 16,055,000 |