Call reports 2006
FIRST SECURITY BANK LAKE BENTON — 2006
What FIRST SECURITY BANK LAKE BENTON reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 17,119,000 | 18,259,000 | 21,134,000 | 21,151,000 |
| Total loans | 12,381,000 | 12,884,000 | 13,373,000 | 13,971,000 |
| Allowance for loan losses | 119,000 | 135,000 | 148,000 | 188,000 |
| Securities available for sale | 2,056,000 | 1,937,000 | 1,876,000 | 2,802,000 |
| Securities held to maturity | 490,000 | 475,000 | 475,000 | 475,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,577,000 | 16,665,000 | 19,414,000 | 19,405,000 |
| Interest-bearing deposits | 12,051,000 | 12,524,000 | 15,838,000 | 15,147,000 |
| Noninterest-bearing deposits | 3,526,000 | 4,141,000 | 3,576,000 | 4,258,000 |
| Equity capital | 1,464,000 | 1,475,000 | 1,581,000 | 1,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 257,000 | 530,000 | 850,000 | 1,200,000 |
| Interest expense | 78,000 | 172,000 | 286,000 | 419,000 |
| Net interest income | 179,000 | 358,000 | 564,000 | 781,000 |
| Noninterest income | 46,000 | 87,000 | 126,000 | 164,000 |
| Noninterest expense | 135,000 | 285,000 | 429,000 | 562,000 |
| Provision for loan losses | 0 | 13,000 | 25,000 | 90,000 |
| Pretax income | 90,000 | 147,000 | 236,000 | 293,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 90,000 | 147,000 | 236,000 | 293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,474,000 | 1,496,000 | 1,563,000 | 1,584,000 |
| Total capital | 1,593,000 | 1,631,000 | 1,711,000 | 1,772,000 |
| Risk-weighted assets | 13,264,000 | 13,819,000 | 14,838,000 | 15,411,000 |