Call reports 2005
FIRST SECURITY BANK LAKE BENTON — 2005
What FIRST SECURITY BANK LAKE BENTON reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 15,934,000 | 16,500,000 | 16,859,000 | 17,949,000 |
| Total loans | 9,686,000 | 10,659,000 | 11,487,000 | 11,820,000 |
| Allowance for loan losses | 115,000 | 116,000 | 120,000 | 119,000 |
| Securities available for sale | 3,212,000 | 3,226,000 | 2,743,000 | 2,584,000 |
| Securities held to maturity | 517,000 | 520,000 | 520,000 | 520,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,652,000 | 15,114,000 | 14,939,000 | 16,474,000 |
| Interest-bearing deposits | 11,317,000 | 11,652,000 | 11,794,000 | 12,654,000 |
| Noninterest-bearing deposits | 3,336,000 | 3,462,000 | 3,145,000 | 3,820,000 |
| Equity capital | 1,243,000 | 1,330,000 | 1,368,000 | 1,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 199,000 | 423,000 | 665,000 | 918,000 |
| Interest expense | 38,000 | 84,000 | 146,000 | 212,000 |
| Net interest income | 161,000 | 339,000 | 519,000 | 706,000 |
| Noninterest income | 40,000 | 71,000 | 108,000 | 149,000 |
| Noninterest expense | 121,000 | 240,000 | 377,000 | 533,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 80,000 | 170,000 | 250,000 | 322,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 80,000 | 170,000 | 250,000 | 322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,262,000 | 1,323,000 | 1,369,000 | 1,411,000 |
| Total capital | 1,377,000 | 1,439,000 | 1,489,000 | 1,530,000 |
| Risk-weighted assets | 10,541,000 | 11,727,000 | 12,513,000 | 13,059,000 |