Call reports 2004
FIRST SECURITY BANK LAKE BENTON — 2004
What FIRST SECURITY BANK LAKE BENTON reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 15,440,000 | 16,716,000 | 17,271,000 | 16,209,000 |
| Total loans | 7,602,000 | 8,798,000 | 9,020,000 | 9,096,000 |
| Allowance for loan losses | 87,000 | 87,000 | 112,000 | 112,000 |
| Securities available for sale | 4,886,000 | 4,369,000 | 4,112,000 | 3,923,000 |
| Securities held to maturity | 694,000 | 694,000 | 694,000 | 550,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,662,000 | 14,473,000 | 14,920,000 | 14,730,000 |
| Interest-bearing deposits | 9,977,000 | 11,590,000 | 12,264,000 | 10,827,000 |
| Noninterest-bearing deposits | 2,685,000 | 2,883,000 | 2,656,000 | 3,903,000 |
| Equity capital | 1,208,000 | 1,196,000 | 1,285,000 | 1,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 189,000 | 396,000 | 607,000 | 822,000 |
| Interest expense | 26,000 | 56,000 | 91,000 | 132,000 |
| Net interest income | 163,000 | 340,000 | 516,000 | 690,000 |
| Noninterest income | 30,000 | 60,000 | 98,000 | 137,000 |
| Noninterest expense | 118,000 | 241,000 | 358,000 | 479,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 75,000 | 161,000 | 258,000 | 350,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 74,000 | 160,000 | 257,000 | 349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,149,000 | 1,209,000 | 1,274,000 | 1,329,000 |
| Total capital | 1,236,000 | 1,296,000 | 1,386,000 | 1,441,000 |
| Risk-weighted assets | 8,707,000 | 9,803,000 | 10,195,000 | 10,195,000 |