Call reports 2003
FIRST SECURITY BANK LAKE BENTON — 2003
What FIRST SECURITY BANK LAKE BENTON reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 13,664,000 | 14,180,000 | 14,381,000 | 15,724,000 |
| Total loans | 7,241,000 | 7,462,000 | 7,585,000 | 7,607,000 |
| Allowance for loan losses | 86,000 | 87,000 | 87,000 | 87,000 |
| Securities available for sale | 4,579,000 | 4,705,000 | 4,172,000 | 5,263,000 |
| Securities held to maturity | 580,000 | 580,000 | 580,000 | 580,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,205,000 | 12,705,000 | 12,880,000 | 13,113,000 |
| Interest-bearing deposits | 9,175,000 | 10,275,000 | 10,495,000 | 10,326,000 |
| Noninterest-bearing deposits | 3,030,000 | 2,430,000 | 2,385,000 | 2,787,000 |
| Equity capital | 1,422,000 | 1,426,000 | 1,440,000 | 1,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 199,000 | 395,000 | 587,000 | 779,000 |
| Interest expense | 29,000 | 59,000 | 88,000 | 115,000 |
| Net interest income | 170,000 | 336,000 | 499,000 | 664,000 |
| Noninterest income | 35,000 | 66,000 | 93,000 | 160,000 |
| Noninterest expense | 116,000 | 248,000 | 364,000 | 488,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 96,000 | 161,000 | 235,000 | 343,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 96,000 | 161,000 | 235,000 | 343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,291,000 | 1,316,000 | 1,368,000 | 1,223,000 |
| Total capital | 1,377,000 | 1,403,000 | 1,455,000 | 1,310,000 |
| Risk-weighted assets | 7,834,000 | 8,058,000 | 8,324,000 | 8,730,000 |