Call reports 2002
FIRST SECURITY BANK LAKE BENTON — 2002
What FIRST SECURITY BANK LAKE BENTON reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 12,668,000 | 12,992,000 | 12,858,000 | 13,946,000 |
| Total loans | 6,496,000 | 7,076,000 | 6,915,000 | 7,171,000 |
| Allowance for loan losses | 156,000 | 156,000 | 85,000 | 95,000 |
| Securities available for sale | 4,143,000 | 3,775,000 | 3,531,000 | 3,589,000 |
| Securities held to maturity | 607,000 | 604,000 | 608,000 | 608,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,213,000 | 11,495,000 | 11,308,000 | 12,422,000 |
| Interest-bearing deposits | 8,599,000 | 8,741,000 | 8,597,000 | 9,303,000 |
| Noninterest-bearing deposits | 2,614,000 | 2,754,000 | 2,711,000 | 3,119,000 |
| Equity capital | 1,405,000 | 1,440,000 | 1,490,000 | 1,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 212,000 | 419,000 | 627,000 | 830,000 |
| Interest expense | 52,000 | 93,000 | 133,000 | 168,000 |
| Net interest income | 160,000 | 326,000 | 494,000 | 662,000 |
| Noninterest income | 24,000 | 47,000 | 101,000 | 130,000 |
| Noninterest expense | 112,000 | 233,000 | 371,000 | 504,000 |
| Provision for loan losses | 0 | 0 | 8,000 | 52,000 |
| Pretax income | 99,000 | 168,000 | 244,000 | 264,000 |
| Income tax | -1,000 | -1,000 | -1,000 | -1,000 |
| Net income | 100,000 | 169,000 | 245,000 | 265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,294,000 | 1,320,000 | 1,365,000 | 1,353,000 |
| Total capital | 1,387,000 | 1,417,000 | 1,450,000 | 1,448,000 |
| Risk-weighted assets | 7,375,000 | 7,669,000 | 7,601,000 | 7,844,000 |