Call reports 2001
FIRST SECURITY BANK LAKE BENTON — 2001
What FIRST SECURITY BANK LAKE BENTON reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 13,556,000 | 13,208,000 | 13,103,000 | 17,091,000 |
| Total loans | 6,682,000 | 6,517,000 | 6,315,000 | 6,643,000 |
| Allowance for loan losses | 153,000 | 156,000 | 156,000 | 156,000 |
| Securities available for sale | 5,587,000 | 5,322,000 | 5,017,000 | 4,391,000 |
| Securities held to maturity | 150,000 | 150,000 | 150,000 | 149,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,804,000 | 11,449,000 | 11,135,000 | 15,473,000 |
| Interest-bearing deposits | 9,448,000 | 9,007,000 | 8,875,000 | 12,696,000 |
| Noninterest-bearing deposits | 2,356,000 | 2,442,000 | 2,260,000 | 2,777,000 |
| Equity capital | 1,622,000 | 1,670,000 | 1,874,000 | 1,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 273,000 | 532,000 | 779,000 | 1,026,000 |
| Interest expense | 103,000 | 192,000 | 269,000 | 337,000 |
| Net interest income | 170,000 | 340,000 | 510,000 | 689,000 |
| Noninterest income | 25,000 | 50,000 | 94,000 | 122,000 |
| Noninterest expense | 110,000 | 216,000 | 337,000 | 453,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 85,000 | 174,000 | 267,000 | 358,000 |
| Income tax | 8,000 | 17,000 | 9,000 | 9,000 |
| Net income | 77,000 | 157,000 | 258,000 | 349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,507,000 | 1,557,000 | 1,627,000 | 1,437,000 |
| Total capital | 1,608,000 | 1,657,000 | 1,724,000 | 1,561,000 |
| Risk-weighted assets | 8,063,000 | 7,930,000 | 7,661,000 | 9,853,000 |