Call reports 2012
LONE SUMMIT BANK — 2012
What LONE SUMMIT BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 25,648,000 | 23,321,000 | 21,399,000 |
| Total loans | 15,406,000 | 12,192,000 | 10,493,000 |
| Allowance for loan losses | 726,000 | 749,000 | 342,000 |
| Securities available for sale | 5,345,000 | 6,884,000 | 6,668,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 24,572,000 | 22,234,000 | 20,695,000 |
| Interest-bearing deposits | 22,802,000 | 20,676,000 | 18,932,000 |
| Noninterest-bearing deposits | 1,769,000 | 1,558,000 | 1,764,000 |
| Equity capital | 957,000 | 972,000 | 639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 252,000 | 489,000 | 673,000 |
| Interest expense | 85,000 | 154,000 | 204,000 |
| Net interest income | 167,000 | 335,000 | 469,000 |
| Noninterest income | 7,000 | 42,000 | 31,000 |
| Noninterest expense | 166,000 | 364,000 | 830,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 14,000 | 19,000 | -324,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 14,000 | 19,000 | -324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 694,000 | 699,000 | 625,000 |
| Total capital | 875,000 | 870,000 | 756,000 |
| Risk-weighted assets | 16,660,000 | 13,202,000 | 11,742,000 |