Call reports 2004
LONE SUMMIT BANK — 2004
What LONE SUMMIT BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q4 |
|---|---|
| Total assets | 5,164,000 |
| Total loans | 1,706,000 |
| Allowance for loan losses | 20,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 1,013,000 |
| Interest-bearing deposits | 909,000 |
| Noninterest-bearing deposits | 104,000 |
| Equity capital | 4,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q4 |
|---|---|
| Interest income | 17,000 |
| Interest expense | 1,000 |
| Net interest income | 16,000 |
| Noninterest income | 0 |
| Noninterest expense | 172,000 |
| Provision for loan losses | 20,000 |
| Pretax income | -176,000 |
| Income tax | 0 |
| Net income | -176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q4 |
|---|---|
| Tier 1 capital | 4,124,000 |
| Total capital | 4,144,000 |
| Risk-weighted assets | 1,870,000 |