Call reports 2026
RIVER BANK — 2026
What RIVER BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,052,694,000 | 1,018,687,000 |
| Total loans | 847,992,000 | 852,862,000 |
| Allowance for loan losses | 11,332,000 | 11,600,000 |
| Securities available for sale | 78,736,000 | 77,282,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 795,014,000 | 755,702,000 |
| Interest-bearing deposits | 691,180,000 | 657,976,000 |
| Noninterest-bearing deposits | 103,834,000 | 97,726,000 |
| Equity capital | 122,297,000 | 124,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 12,513,000 | 24,946,000 |
| Interest expense | 5,321,000 | 10,352,000 |
| Net interest income | 7,192,000 | 14,594,000 |
| Noninterest income | 277,000 | 570,000 |
| Noninterest expense | 3,589,000 | 7,303,000 |
| Provision for loan losses | 1,675,000 | 1,942,000 |
| Pretax income | 2,252,000 | 6,047,000 |
| Income tax | 21,000 | 104,000 |
| Net income | 2,231,000 | 5,943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 121,012,000 | 123,550,000 |
| Total capital | 131,596,000 | 134,298,000 |
| Risk-weighted assets | 845,505,000 | 858,647,000 |