Call report 2025Q4
RIVER BANK — 2025Q4
The 22 measures RIVER BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,045,511,000 | USD | evidence → |
| Total loans | 844,520,000 | USD | evidence → |
| Allowance for loan losses | 9,657,000 | USD | evidence → |
| Securities available for sale | 76,765,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 782,306,000 | USD | evidence → |
| Interest-bearing deposits | 676,452,000 | USD | evidence → |
| Noninterest-bearing deposits | 105,854,000 | USD | evidence → |
| Equity capital | 121,673,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 46,550,000 | USD | evidence → |
| Interest expense | 23,147,000 | USD | evidence → |
| Net interest income | 23,403,000 | USD | evidence → |
| Noninterest income | 1,086,000 | USD | evidence → |
| Noninterest expense | 14,165,000 | USD | evidence → |
| Provision for loan losses | -538,000 | USD | evidence → |
| Pretax income | 10,592,000 | USD | evidence → |
| Income tax | 42,000 | USD | evidence → |
| Net income | 10,550,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 119,825,000 | USD | evidence → |
| Total capital | 129,936,000 | USD | evidence → |
| Risk-weighted assets | 845,209,000 | USD | evidence → |