Call report 2024Q4
RIVER BANK — 2024Q4
The 22 measures RIVER BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,011,313,000 | USD | evidence → |
| Total loans | 826,064,000 | USD | evidence → |
| Allowance for loan losses | 10,197,000 | USD | evidence → |
| Securities available for sale | 75,467,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 737,138,000 | USD | evidence → |
| Interest-bearing deposits | 644,155,000 | USD | evidence → |
| Noninterest-bearing deposits | 92,983,000 | USD | evidence → |
| Equity capital | 108,604,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 44,648,000 | USD | evidence → |
| Interest expense | 25,940,000 | USD | evidence → |
| Net interest income | 18,708,000 | USD | evidence → |
| Noninterest income | 1,144,000 | USD | evidence → |
| Noninterest expense | 13,936,000 | USD | evidence → |
| Provision for loan losses | -251,000 | USD | evidence → |
| Pretax income | 6,434,000 | USD | evidence → |
| Income tax | -232,000 | USD | evidence → |
| Net income | 6,666,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 109,489,000 | USD | evidence → |
| Total capital | 119,729,000 | USD | evidence → |
| Risk-weighted assets | 819,144,000 | USD | evidence → |