Call report 2023Q4
RIVER BANK — 2023Q4
The 22 measures RIVER BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,072,693,000 | USD | evidence → |
| Total loans | 865,196,000 | USD | evidence → |
| Allowance for loan losses | 10,453,000 | USD | evidence → |
| Securities available for sale | 70,096,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 776,324,000 | USD | evidence → |
| Interest-bearing deposits | 689,145,000 | USD | evidence → |
| Noninterest-bearing deposits | 87,179,000 | USD | evidence → |
| Equity capital | 104,370,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 42,310,000 | USD | evidence → |
| Interest expense | 22,826,000 | USD | evidence → |
| Net interest income | 19,484,000 | USD | evidence → |
| Noninterest income | 1,200,000 | USD | evidence → |
| Noninterest expense | 13,151,000 | USD | evidence → |
| Provision for loan losses | -601,000 | USD | evidence → |
| Pretax income | 7,718,000 | USD | evidence → |
| Income tax | 361,000 | USD | evidence → |
| Net income | 7,357,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 104,577,000 | USD | evidence → |
| Total capital | 115,321,000 | USD | evidence → |
| Risk-weighted assets | 859,428,000 | USD | evidence → |