Call report 2022Q4
RIVER BANK — 2022Q4
The 22 measures RIVER BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,078,437,000 | USD | evidence → |
| Total loans | 904,415,000 | USD | evidence → |
| Allowance for loan losses | 10,420,000 | USD | evidence → |
| Securities available for sale | 67,075,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 780,784,000 | USD | evidence → |
| Interest-bearing deposits | 678,498,000 | USD | evidence → |
| Noninterest-bearing deposits | 102,286,000 | USD | evidence → |
| Equity capital | 97,940,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 36,975,000 | USD | evidence → |
| Interest expense | 8,931,000 | USD | evidence → |
| Net interest income | 28,044,000 | USD | evidence → |
| Noninterest income | 1,277,000 | USD | evidence → |
| Noninterest expense | 12,740,000 | USD | evidence → |
| Provision for loan losses | 1,787,000 | USD | evidence → |
| Pretax income | 14,794,000 | USD | evidence → |
| Income tax | 1,768,000 | USD | evidence → |
| Net income | 13,026,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 98,956,000 | USD | evidence → |
| Total capital | 109,376,000 | USD | evidence → |
| Risk-weighted assets | 905,523,000 | USD | evidence → |