Call report 2020Q4
RIVER BANK — 2020Q4
The 22 measures RIVER BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 820,355,000 | USD | evidence → |
| Total loans | 703,825,000 | USD | evidence → |
| Allowance for loan losses | 6,769,000 | USD | evidence → |
| Securities available for sale | 58,255,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 653,649,000 | USD | evidence → |
| Interest-bearing deposits | 570,028,000 | USD | evidence → |
| Noninterest-bearing deposits | 83,621,000 | USD | evidence → |
| Equity capital | 92,518,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 29,975,000 | USD | evidence → |
| Interest expense | 7,589,000 | USD | evidence → |
| Net interest income | 22,386,000 | USD | evidence → |
| Noninterest income | 2,054,000 | USD | evidence → |
| Noninterest expense | 10,423,000 | USD | evidence → |
| Provision for loan losses | 1,234,000 | USD | evidence → |
| Pretax income | 12,799,000 | USD | evidence → |
| Income tax | 306,000 | USD | evidence → |
| Net income | 12,493,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 83,676,000 | USD | evidence → |
| Total capital | 90,445,000 | USD | evidence → |
| Risk-weighted assets | 702,265,000 | USD | evidence → |