Call reports 2017
RIVER BANK — 2017
What RIVER BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 462,551,000 | 463,147,000 | 476,057,000 | 482,114,000 |
| Total loans | 404,587,000 | 404,694,000 | 415,752,000 | 424,396,000 |
| Allowance for loan losses | 4,254,000 | 4,321,000 | 4,413,000 | 4,505,000 |
| Securities available for sale | 38,715,000 | 37,637,000 | 37,195,000 | 36,535,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 394,695,000 | 392,916,000 | 392,946,000 | 399,487,000 |
| Interest-bearing deposits | 351,372,000 | 351,555,000 | 349,905,000 | 351,764,000 |
| Noninterest-bearing deposits | 43,323,000 | 41,361,000 | 43,041,000 | 47,723,000 |
| Equity capital | 51,398,000 | 52,258,000 | 53,117,000 | 53,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,461,000 | 9,083,000 | 13,832,000 | 18,783,000 |
| Interest expense | 720,000 | 1,498,000 | 2,325,000 | 3,227,000 |
| Net interest income | 3,741,000 | 7,585,000 | 11,507,000 | 15,556,000 |
| Noninterest income | 238,000 | 457,000 | 742,000 | 1,039,000 |
| Noninterest expense | 1,870,000 | 3,780,000 | 5,537,000 | 7,382,000 |
| Provision for loan losses | 135,000 | 266,000 | 359,000 | 451,000 |
| Pretax income | 1,974,000 | 3,996,000 | 6,353,000 | 8,762,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,974,000 | 3,996,000 | 6,353,000 | 8,762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,026,000 | 48,651,000 | 49,607,000 | 50,143,000 |
| Total capital | 52,280,000 | 52,972,000 | 54,020,000 | 54,648,000 |
| Risk-weighted assets | 400,347,000 | 400,865,000 | 413,884,000 | 420,119,000 |