Call report 2005Q4
RIVER BANK — 2005Q4
The 22 measures RIVER BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 303,262,000 | USD | evidence → |
| Total loans | 229,800,000 | USD | evidence → |
| Allowance for loan losses | 2,883,000 | USD | evidence → |
| Securities available for sale | 50,790,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 257,335,000 | USD | evidence → |
| Interest-bearing deposits | 232,299,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,036,000 | USD | evidence → |
| Equity capital | 32,228,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,937,000 | USD | evidence → |
| Interest expense | 5,643,000 | USD | evidence → |
| Net interest income | 8,294,000 | USD | evidence → |
| Noninterest income | 739,000 | USD | evidence → |
| Noninterest expense | 4,193,000 | USD | evidence → |
| Provision for loan losses | 222,000 | USD | evidence → |
| Pretax income | 4,585,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 4,585,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,380,000 | USD | evidence → |
| Total capital | 30,263,000 | USD | evidence → |
| Risk-weighted assets | 234,334,000 | USD | evidence → |