Call report 2004Q4
RIVER BANK — 2004Q4
The 22 measures RIVER BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 224,853,000 | USD | evidence → |
| Total loans | 163,693,000 | USD | evidence → |
| Allowance for loan losses | 1,923,000 | USD | evidence → |
| Securities available for sale | 40,915,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 191,441,000 | USD | evidence → |
| Interest-bearing deposits | 172,436,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,005,000 | USD | evidence → |
| Equity capital | 23,022,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,719,000 | USD | evidence → |
| Interest expense | 4,505,000 | USD | evidence → |
| Net interest income | 7,214,000 | USD | evidence → |
| Noninterest income | 622,000 | USD | evidence → |
| Noninterest expense | 3,403,000 | USD | evidence → |
| Provision for loan losses | 318,000 | USD | evidence → |
| Pretax income | 4,115,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 4,115,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,862,000 | USD | evidence → |
| Total capital | 23,785,000 | USD | evidence → |
| Risk-weighted assets | 170,136,000 | USD | evidence → |