Call report 2003Q4
RIVER BANK — 2003Q4
The 22 measures RIVER BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 224,461,000 | USD | evidence → |
| Total loans | 157,123,000 | USD | evidence → |
| Allowance for loan losses | 1,640,000 | USD | evidence → |
| Securities available for sale | 43,519,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 194,054,000 | USD | evidence → |
| Interest-bearing deposits | 179,174,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,880,000 | USD | evidence → |
| Equity capital | 21,110,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,219,000 | USD | evidence → |
| Interest expense | 4,992,000 | USD | evidence → |
| Net interest income | 6,227,000 | USD | evidence → |
| Noninterest income | 794,000 | USD | evidence → |
| Noninterest expense | 3,079,000 | USD | evidence → |
| Provision for loan losses | 261,000 | USD | evidence → |
| Pretax income | 3,681,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 3,681,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,547,000 | USD | evidence → |
| Total capital | 21,187,000 | USD | evidence → |
| Risk-weighted assets | 158,446,000 | USD | evidence → |