Call reports 2001
RIVER BANK — 2001
What RIVER BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 162,087,000 | 164,935,000 | 168,704,000 | 171,725,000 |
| Total loans | 107,531,000 | 110,408,000 | 117,157,000 | 118,636,000 |
| Allowance for loan losses | 1,326,000 | 1,332,000 | 1,268,000 | 1,207,000 |
| Securities available for sale | 38,099,000 | 36,315,000 | 35,903,000 | 37,459,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,426,000 | 139,074,000 | 145,732,000 | 151,533,000 |
| Interest-bearing deposits | 130,903,000 | 129,851,000 | 134,567,000 | 141,227,000 |
| Noninterest-bearing deposits | 8,523,000 | 9,223,000 | 11,165,000 | 10,306,000 |
| Equity capital | 11,250,000 | 14,454,000 | 15,410,000 | 15,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,946,000 | 5,837,000 | 8,753,000 | 11,752,000 |
| Interest expense | 2,039,000 | 4,043,000 | 5,941,000 | 7,576,000 |
| Net interest income | 907,000 | 1,794,000 | 2,812,000 | 4,176,000 |
| Noninterest income | 99,000 | 209,000 | 337,000 | 444,000 |
| Noninterest expense | 621,000 | 1,252,000 | 1,900,000 | 2,647,000 |
| Provision for loan losses | 68,000 | 81,000 | 94,000 | 113,000 |
| Pretax income | 317,000 | 685,000 | 1,170,000 | 1,875,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 317,000 | 685,000 | 1,170,000 | 1,875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,401,000 | 13,677,000 | 14,114,000 | 14,618,000 |
| Total capital | 11,727,000 | 15,009,000 | 15,382,000 | 15,825,000 |
| Risk-weighted assets | 110,458,000 | 114,219,000 | 118,820,000 | 124,447,000 |