Call reports 2025
PEOPLES BANK OF ALABAMA — 2025
What PEOPLES BANK OF ALABAMA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,418,494,000 | 1,423,498,000 | 1,424,720,000 | 1,407,730,000 |
| Total loans | 878,215,000 | 880,876,000 | 892,058,000 | 904,334,000 |
| Allowance for loan losses | 15,290,000 | 15,220,000 | 15,100,000 | 15,052,000 |
| Securities available for sale | 206,178,000 | 198,324,000 | 211,057,000 | 212,664,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,286,005,000 | 1,288,041,000 | 1,278,477,000 | 1,252,512,000 |
| Interest-bearing deposits | 838,090,000 | 859,616,000 | 843,654,000 | 829,483,000 |
| Noninterest-bearing deposits | 447,915,000 | 428,425,000 | 434,823,000 | 423,029,000 |
| Equity capital | 122,539,000 | 125,049,000 | 134,683,000 | 142,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 19,305,000 | 39,464,000 | 59,848,000 | 80,010,000 |
| Interest expense | 4,766,000 | 9,424,000 | 14,257,000 | 18,900,000 |
| Net interest income | 14,539,000 | 30,040,000 | 45,591,000 | 61,110,000 |
| Noninterest income | 3,386,000 | 6,834,000 | 10,359,000 | 13,912,000 |
| Noninterest expense | 11,028,000 | 22,284,000 | 33,707,000 | 45,087,000 |
| Provision for loan losses | 26,000 | 158,000 | 310,000 | 397,000 |
| Pretax income | 6,870,000 | 14,432,000 | 21,941,000 | 29,607,000 |
| Income tax | 443,000 | 903,000 | 1,312,000 | 1,729,000 |
| Net income | 6,427,000 | 13,529,000 | 20,629,000 | 27,878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 143,851,000 | 146,776,000 | 150,725,000 | 158,102,000 |
| Total capital | 156,119,000 | 159,079,000 | 163,149,000 | 170,665,000 |
| Risk-weighted assets | 978,157,000 | 981,048,000 | 991,000,000 | 1,002,378,000 |