Call reports 2024
PEOPLES BANK OF ALABAMA — 2024
What PEOPLES BANK OF ALABAMA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,310,967,000 | 1,329,857,000 | 1,345,210,000 | 1,352,190,000 |
| Total loans | 873,483,000 | 856,696,000 | 861,973,000 | 874,937,000 |
| Allowance for loan losses | 14,797,000 | 14,974,000 | 15,557,000 | 15,332,000 |
| Securities available for sale | 186,787,000 | 190,614,000 | 206,348,000 | 206,116,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,196,365,000 | 1,209,594,000 | 1,213,609,000 | 1,219,405,000 |
| Interest-bearing deposits | 783,704,000 | 781,365,000 | 793,930,000 | 789,385,000 |
| Noninterest-bearing deposits | 412,661,000 | 428,229,000 | 419,679,000 | 430,020,000 |
| Equity capital | 103,836,000 | 109,227,000 | 119,398,000 | 118,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 18,128,000 | 36,955,000 | 56,416,000 | 75,818,000 |
| Interest expense | 4,082,000 | 8,577,000 | 13,348,000 | 18,082,000 |
| Net interest income | 14,046,000 | 28,378,000 | 43,068,000 | 57,736,000 |
| Noninterest income | 3,397,000 | 6,875,000 | 10,459,000 | 13,799,000 |
| Noninterest expense | 10,802,000 | 21,685,000 | 32,655,000 | 43,953,000 |
| Provision for loan losses | 632,000 | 1,030,000 | 1,283,000 | 1,675,000 |
| Pretax income | 6,076,000 | 12,672,000 | 19,713,000 | 25,980,000 |
| Income tax | 406,000 | 810,000 | 1,302,000 | 1,439,000 |
| Net income | 5,670,000 | 11,862,000 | 18,411,000 | 24,541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,833,000 | 133,334,000 | 136,258,000 | 142,542,000 |
| Total capital | 141,935,000 | 145,229,000 | 148,132,000 | 154,756,000 |
| Risk-weighted assets | 965,207,000 | 948,359,000 | 946,042,000 | 973,720,000 |