Call reports 2023
PEOPLES BANK OF ALABAMA — 2023
What PEOPLES BANK OF ALABAMA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,265,117,000 | 1,240,004,000 | 1,270,042,000 | 1,270,507,000 |
| Total loans | 813,224,000 | 816,563,000 | 831,644,000 | 853,616,000 |
| Allowance for loan losses | 12,586,000 | 13,082,000 | 13,724,000 | 14,487,000 |
| Securities available for sale | 216,920,000 | 202,644,000 | 190,090,000 | 193,838,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,164,403,000 | 1,136,277,000 | 1,167,920,000 | 1,153,672,000 |
| Interest-bearing deposits | 722,450,000 | 706,182,000 | 737,872,000 | 745,963,000 |
| Noninterest-bearing deposits | 441,953,000 | 430,095,000 | 430,048,000 | 407,709,000 |
| Equity capital | 92,711,000 | 94,809,000 | 91,737,000 | 104,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 15,686,000 | 32,288,000 | 49,346,000 | 67,326,000 |
| Interest expense | 1,167,000 | 2,978,000 | 5,560,000 | 9,256,000 |
| Net interest income | 14,519,000 | 29,310,000 | 43,786,000 | 58,070,000 |
| Noninterest income | 3,654,000 | 7,047,000 | 10,309,000 | 13,643,000 |
| Noninterest expense | 10,263,000 | 20,479,000 | 31,044,000 | 41,945,000 |
| Provision for loan losses | 200,000 | 834,000 | 1,729,000 | 2,653,000 |
| Pretax income | 7,710,000 | 15,044,000 | 21,304,000 | 27,267,000 |
| Income tax | 464,000 | 961,000 | 1,399,000 | 1,634,000 |
| Net income | 7,246,000 | 14,083,000 | 19,905,000 | 25,633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,516,000 | 120,438,000 | 122,386,000 | 128,210,000 |
| Total capital | 128,002,000 | 131,906,000 | 134,189,000 | 140,126,000 |
| Risk-weighted assets | 917,778,000 | 915,805,000 | 941,795,000 | 950,366,000 |