Call reports 2022
PEOPLES BANK OF ALABAMA — 2022
What PEOPLES BANK OF ALABAMA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,264,729,000 | 1,263,443,000 | 1,266,115,000 | 1,247,359,000 |
| Total loans | 749,791,000 | 747,887,000 | 791,970,000 | 781,926,000 |
| Allowance for loan losses | 13,640,000 | 13,592,000 | 13,328,000 | 12,917,000 |
| Securities available for sale | 195,192,000 | 188,210,000 | 197,494,000 | 199,776,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,159,654,000 | 1,171,164,000 | 1,168,844,000 | 1,146,650,000 |
| Interest-bearing deposits | 1,017,287,000 | 762,921,000 | 714,182,000 | 696,406,000 |
| Noninterest-bearing deposits | 142,367,000 | 408,243,000 | 454,662,000 | 450,244,000 |
| Equity capital | 93,607,000 | 82,129,000 | 85,289,000 | 87,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 10,816,000 | 22,683,000 | 36,085,000 | 50,895,000 |
| Interest expense | 277,000 | 562,000 | 886,000 | 1,473,000 |
| Net interest income | 10,539,000 | 22,121,000 | 35,199,000 | 49,422,000 |
| Noninterest income | 3,576,000 | 7,008,000 | 10,287,000 | 13,507,000 |
| Noninterest expense | 9,715,000 | 19,532,000 | 29,185,000 | 39,825,000 |
| Provision for loan losses | 152,000 | 270,000 | 270,000 | 1,101,000 |
| Pretax income | 4,248,000 | 9,324,000 | 16,028,000 | 22,000,000 |
| Income tax | 186,000 | 433,000 | 744,000 | 1,126,000 |
| Net income | 4,062,000 | 8,891,000 | 15,284,000 | 20,874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,354,000 | 103,526,000 | 109,243,000 | 110,698,000 |
| Total capital | 109,983,000 | 114,191,000 | 120,512,000 | 121,910,000 |
| Risk-weighted assets | 847,334,000 | 850,262,000 | 899,470,000 | 895,278,000 |