Call reports 2021
PEOPLES BANK OF ALABAMA — 2021
What PEOPLES BANK OF ALABAMA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,129,697,000 | 1,136,014,000 | 1,183,309,000 | 1,205,522,000 |
| Total loans | 698,362,000 | 701,656,000 | 732,554,000 | 726,918,000 |
| Allowance for loan losses | 13,629,000 | 13,622,000 | 13,654,000 | 13,670,000 |
| Securities available for sale | 126,733,000 | 138,408,000 | 144,901,000 | 178,349,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,015,135,000 | 1,016,841,000 | 1,059,543,000 | 1,100,021,000 |
| Interest-bearing deposits | 872,881,000 | 867,870,000 | 912,930,000 | 927,711,000 |
| Noninterest-bearing deposits | 142,254,000 | 148,971,000 | 146,613,000 | 172,310,000 |
| Equity capital | 93,396,000 | 97,922,000 | 101,223,000 | 100,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 10,682,000 | 21,065,000 | 31,018,000 | 41,525,000 |
| Interest expense | 582,000 | 1,093,000 | 1,583,000 | 1,908,000 |
| Net interest income | 10,100,000 | 19,972,000 | 29,435,000 | 39,617,000 |
| Noninterest income | 3,435,000 | 7,216,000 | 10,611,000 | 14,030,000 |
| Noninterest expense | 8,580,000 | 17,193,000 | 26,099,000 | 36,247,000 |
| Provision for loan losses | 34,000 | 63,000 | 83,000 | 203,000 |
| Pretax income | 4,921,000 | 10,045,000 | 13,982,000 | 17,315,000 |
| Income tax | 199,000 | 470,000 | 651,000 | 549,000 |
| Net income | 4,722,000 | 9,575,000 | 13,331,000 | 16,766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,096,000 | 93,088,000 | 94,185,000 | 94,915,000 |
| Total capital | — | — | 103,789,000 | 104,792,000 |
| Risk-weighted assets | — | — | 764,241,000 | 786,381,000 |