Call reports 2020
PEOPLES BANK OF ALABAMA — 2020
What PEOPLES BANK OF ALABAMA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 871,014,000 | 1,002,316,000 | 998,733,000 | 1,075,067,000 |
| Total loans | 633,614,000 | 706,245,000 | 713,547,000 | 684,248,000 |
| Allowance for loan losses | 11,426,000 | 13,971,000 | 13,734,000 | 13,737,000 |
| Securities available for sale | 78,330,000 | 79,848,000 | 88,738,000 | 97,950,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 760,980,000 | 888,832,000 | 883,572,000 | 961,857,000 |
| Interest-bearing deposits | 669,887,000 | 764,948,000 | 762,451,000 | 829,577,000 |
| Noninterest-bearing deposits | 91,093,000 | 123,884,000 | 121,121,000 | 132,280,000 |
| Equity capital | 86,760,000 | 89,983,000 | 91,729,000 | 90,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 9,585,000 | 21,534,000 | 30,497,000 | 39,512,000 |
| Interest expense | 1,245,000 | 2,420,000 | 3,382,000 | 4,121,000 |
| Net interest income | 8,340,000 | 19,114,000 | 27,115,000 | 35,391,000 |
| Noninterest income | 3,301,000 | 6,335,000 | 9,767,000 | 14,346,000 |
| Noninterest expense | 8,615,000 | 16,982,000 | 25,495,000 | 34,865,000 |
| Provision for loan losses | 30,000 | 102,000 | 140,000 | 183,000 |
| Pretax income | 3,069,000 | 8,649,000 | 11,562,000 | 15,006,000 |
| Income tax | 151,000 | 413,000 | 555,000 | 727,000 |
| Net income | 2,918,000 | 8,236,000 | 11,007,000 | 14,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,378,000 | 83,737,000 | 85,694,000 | 84,724,000 |