Call reports 2019
PEOPLES BANK OF ALABAMA — 2019
What PEOPLES BANK OF ALABAMA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 815,550,000 | 823,976,000 | 826,120,000 | 824,995,000 |
| Total loans | 607,933,000 | 612,493,000 | 621,723,000 | 615,789,000 |
| Allowance for loan losses | 10,107,000 | 10,808,000 | 10,488,000 | 10,269,000 |
| Securities available for sale | 63,647,000 | 73,409,000 | 77,013,000 | 74,895,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 718,774,000 | 723,097,000 | 720,667,000 | 717,178,000 |
| Interest-bearing deposits | 634,100,000 | 641,338,000 | 639,167,000 | 638,007,000 |
| Noninterest-bearing deposits | 84,674,000 | 81,759,000 | 81,500,000 | 79,171,000 |
| Equity capital | 75,323,000 | 79,284,000 | 82,465,000 | 83,884,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 9,694,000 | 19,792,000 | 29,986,000 | 39,573,000 |
| Interest expense | 1,151,000 | 2,414,000 | 3,726,000 | 5,004,000 |
| Net interest income | 8,543,000 | 17,378,000 | 26,260,000 | 34,569,000 |
| Noninterest income | 3,396,000 | 7,027,000 | 10,805,000 | 14,326,000 |
| Noninterest expense | 8,782,000 | 17,220,000 | 25,722,000 | 34,571,000 |
| Provision for loan losses | 359,000 | 440,000 | 466,000 | 474,000 |
| Pretax income | 2,798,000 | 6,745,000 | 10,888,000 | 13,861,000 |
| Income tax | 98,000 | 255,000 | 463,000 | 547,000 |
| Net income | 2,700,000 | 6,490,000 | 10,425,000 | 13,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,402,000 | 74,604,000 | 77,672,000 | 78,774,000 |
| Total capital | 79,589,000 | 82,844,000 | 86,015,000 | 87,071,000 |
| Risk-weighted assets | 653,036,000 | 656,666,000 | 665,341,000 | 661,805,000 |