Call reports 2018
PEOPLES BANK OF ALABAMA — 2018
What PEOPLES BANK OF ALABAMA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 728,927,000 | 757,248,000 | 771,954,000 | 786,448,000 |
| Total loans | 573,356,000 | 606,736,000 | 617,616,000 | 613,351,000 |
| Allowance for loan losses | 8,112,000 | 8,591,000 | 9,046,000 | 9,814,000 |
| Securities available for sale | 49,125,000 | 51,574,000 | 47,313,000 | 51,016,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 641,406,000 | 667,525,000 | 678,562,000 | 689,565,000 |
| Interest-bearing deposits | 564,446,000 | 588,200,000 | 599,039,000 | 611,143,000 |
| Noninterest-bearing deposits | 76,960,000 | 79,325,000 | 79,524,000 | 78,422,000 |
| Equity capital | 66,744,000 | 67,984,000 | 70,829,000 | 74,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,267,000 | 17,030,000 | 26,326,000 | 35,823,000 |
| Interest expense | 701,000 | 1,443,000 | 2,286,000 | 3,357,000 |
| Net interest income | 7,566,000 | 15,587,000 | 24,040,000 | 32,466,000 |
| Noninterest income | 3,765,000 | 7,259,000 | 10,911,000 | 14,749,000 |
| Noninterest expense | 8,019,000 | 16,322,000 | 24,547,000 | 33,100,000 |
| Provision for loan losses | 255,000 | 757,000 | 1,146,000 | 1,146,000 |
| Pretax income | 3,057,000 | 5,767,000 | 9,260,000 | 12,971,000 |
| Income tax | 152,000 | 282,000 | 455,000 | 541,000 |
| Net income | 2,905,000 | 5,485,000 | 8,805,000 | 12,430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,403,000 | 64,663,000 | 67,614,000 | 70,655,000 |
| Total capital | 71,495,000 | 73,007,000 | 75,958,000 | 78,838,000 |
| Risk-weighted assets | 647,272,000 | 667,312,000 | 666,858,000 | 652,995,000 |