Call reports 2017
PEOPLES BANK OF ALABAMA — 2017
What PEOPLES BANK OF ALABAMA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 716,303,000 | 709,475,000 | 707,483,000 | 722,858,000 |
| Total loans | 560,673,000 | 569,623,000 | 563,801,000 | 569,495,000 |
| Allowance for loan losses | 8,045,000 | 8,197,000 | 8,584,000 | 11,105,000 |
| Securities available for sale | 62,614,000 | 60,871,000 | 54,892,000 | 51,266,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 612,562,000 | 603,456,000 | 620,744,000 | 636,648,000 |
| Interest-bearing deposits | 507,495,000 | 498,808,000 | 514,758,000 | 511,078,000 |
| Noninterest-bearing deposits | 105,067,000 | 104,648,000 | 105,986,000 | 125,570,000 |
| Equity capital | 68,237,000 | 69,811,000 | 64,919,000 | 64,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,831,000 | 15,906,000 | 23,978,000 | 32,177,000 |
| Interest expense | 618,000 | 1,278,000 | 1,975,000 | 2,646,000 |
| Net interest income | 7,213,000 | 14,628,000 | 22,003,000 | 29,531,000 |
| Noninterest income | 3,265,000 | 6,749,000 | 9,964,000 | 13,467,000 |
| Noninterest expense | 7,750,000 | 15,762,000 | 24,140,000 | 32,378,000 |
| Provision for loan losses | 374,000 | 717,000 | 8,815,000 | 11,756,000 |
| Pretax income | 2,365,000 | 4,909,000 | -761,000 | -909,000 |
| Income tax | 107,000 | 209,000 | 0 | -309,000 |
| Net income | 2,258,000 | 4,700,000 | -761,000 | -600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,323,000 | 66,739,000 | 60,914,000 | 60,887,000 |
| Total capital | 73,116,000 | 74,755,000 | 68,711,000 | 68,787,000 |
| Risk-weighted assets | 623,208,000 | 641,069,000 | 622,953,000 | 628,816,000 |