Call reports 2016
PEOPLES BANK OF ALABAMA — 2016
What PEOPLES BANK OF ALABAMA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 655,748,000 | 660,889,000 | 662,504,000 | 686,368,000 |
| Total loans | 478,074,000 | 500,775,000 | 515,764,000 | 546,466,000 |
| Allowance for loan losses | 7,338,000 | 7,437,000 | 7,685,000 | 7,928,000 |
| Securities available for sale | 75,543,000 | 70,670,000 | 68,002,000 | 64,105,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 554,430,000 | 554,346,000 | 556,275,000 | 579,761,000 |
| Interest-bearing deposits | 474,034,000 | 470,315,000 | 474,291,000 | 484,981,000 |
| Noninterest-bearing deposits | 80,396,000 | 84,032,000 | 81,983,000 | 94,780,000 |
| Equity capital | 65,769,000 | 68,407,000 | 69,483,000 | 69,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,874,000 | 14,004,000 | 21,259,000 | 28,881,000 |
| Interest expense | 527,000 | 1,059,000 | 1,599,000 | 2,156,000 |
| Net interest income | 6,347,000 | 12,945,000 | 19,660,000 | 26,725,000 |
| Noninterest income | 3,388,000 | 7,340,000 | 11,070,000 | 14,483,000 |
| Noninterest expense | 7,171,000 | 14,538,000 | 22,489,000 | 30,417,000 |
| Provision for loan losses | 33,000 | 159,000 | 522,000 | 822,000 |
| Pretax income | 2,528,000 | 5,565,000 | 7,696,000 | 9,946,000 |
| Income tax | 129,000 | 284,000 | 366,000 | 457,000 |
| Net income | 2,399,000 | 5,281,000 | 7,330,000 | 9,489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,782,000 | 64,815,000 | 66,029,000 | 67,412,000 |
| Total capital | 69,582,000 | 71,929,000 | 73,351,000 | 75,165,000 |
| Risk-weighted assets | 543,309,000 | 568,878,000 | 585,468,000 | 619,928,000 |