Call reports 2015
PEOPLES BANK OF ALABAMA — 2015
What PEOPLES BANK OF ALABAMA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 628,114,000 | 628,035,000 | 634,467,000 | 651,466,000 |
| Total loans | 442,036,000 | 446,580,000 | 471,046,000 | 480,709,000 |
| Allowance for loan losses | 6,435,000 | 6,534,000 | 6,689,000 | 6,858,000 |
| Securities available for sale | 70,956,000 | 88,159,000 | 82,048,000 | 75,362,000 |
| Securities held to maturity | 16,214,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 530,991,000 | 530,251,000 | 534,170,000 | 549,782,000 |
| Interest-bearing deposits | 469,351,000 | 463,914,000 | 467,264,000 | 472,320,000 |
| Noninterest-bearing deposits | 61,640,000 | 66,337,000 | 66,906,000 | 77,462,000 |
| Equity capital | 61,330,000 | 61,352,000 | 63,502,000 | 64,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,468,000 | 13,181,000 | 19,713,000 | 26,565,000 |
| Interest expense | 549,000 | 1,061,000 | 1,576,000 | 2,094,000 |
| Net interest income | 5,919,000 | 12,120,000 | 18,137,000 | 24,471,000 |
| Noninterest income | 2,988,000 | 6,205,000 | 10,131,000 | 13,544,000 |
| Noninterest expense | 7,144,000 | 14,148,000 | 21,554,000 | 29,052,000 |
| Provision for loan losses | 344,000 | 650,000 | 950,000 | 1,375,000 |
| Pretax income | 1,419,000 | 3,530,000 | 5,876,000 | 7,707,000 |
| Income tax | 56,000 | 147,000 | 268,000 | 342,000 |
| Net income | 1,363,000 | 3,383,000 | 5,608,000 | 7,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,838,000 | 59,085,000 | 60,483,000 | 61,562,000 |
| Total capital | 64,273,000 | 65,619,000 | 67,172,000 | 68,090,000 |
| Risk-weighted assets | 538,529,000 | 537,069,000 | 536,015,000 | 521,802,000 |