Call reports 2014
PEOPLES BANK OF ALABAMA — 2014
What PEOPLES BANK OF ALABAMA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 530,817,000 | 527,600,000 | 600,358,000 | 614,294,000 |
| Total loans | 364,194,000 | 372,865,000 | 432,321,000 | 436,492,000 |
| Allowance for loan losses | 5,400,000 | 5,684,000 | 6,408,000 | 6,529,000 |
| Securities available for sale | 84,830,000 | 73,030,000 | 80,779,000 | 72,408,000 |
| Securities held to maturity | 20,110,000 | 17,578,000 | 17,222,000 | 16,551,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 438,772,000 | 440,688,000 | 505,044,000 | 517,077,000 |
| Interest-bearing deposits | 403,555,000 | 391,016,000 | 449,442,000 | 455,260,000 |
| Noninterest-bearing deposits | 35,217,000 | 49,672,000 | 55,602,000 | 61,817,000 |
| Equity capital | 48,790,000 | 50,088,000 | 59,255,000 | 59,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,346,000 | 10,931,000 | 18,970,000 | 25,613,000 |
| Interest expense | 607,000 | 1,195,000 | 1,908,000 | 2,522,000 |
| Net interest income | 4,739,000 | 9,736,000 | 17,062,000 | 23,091,000 |
| Noninterest income | 2,757,000 | 6,133,000 | 9,720,000 | 13,180,000 |
| Noninterest expense | 6,539,000 | 13,243,000 | 22,141,000 | 30,454,000 |
| Provision for loan losses | 270,000 | 570,000 | 655,000 | 825,000 |
| Pretax income | 738,000 | 2,148,000 | 4,100,000 | 5,147,000 |
| Income tax | 10,000 | 60,000 | 134,000 | 214,000 |
| Net income | 728,000 | 2,088,000 | 3,966,000 | 4,933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,585,000 | 48,998,000 | 57,135,000 | 56,909,000 |
| Total capital | 53,762,000 | 54,259,000 | 63,103,000 | 62,952,000 |
| Risk-weighted assets | 418,216,000 | 420,395,000 | 480,167,000 | 491,324,000 |